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 Seven Corners offers the industry's most comprehensive medical tourism insurance, trip cancellation insurance and travel insurance. The overseas medical insurance plan covers someone in their home country and protects them abroad. This international insurance program offers true, global protection for the international community. As a policy holder, Seven Corners offers you:
- Comprehensive world health insurance coverage
- Access to a network of thousands of international doctors and hospitals
- A multi-lingual customer service phone line, available 24/7
- Customized country profiles and travel suggestions before you depart on your trip
- Ongoing travel protection and support during your trip
As with any medical or surgical procedure, there are inherent risks regardless of where your treatment is received. By selecting a medical tour procedure abroad, you have chosen to accept the risk of medical complications without the security of insurance coverage.
It is the first plan of its type to address the unique needs of a Medical Tourist. Specifically, how will complications be paid for - abroad or after the client returns home, and how will the client's financial investment be protected? Bordercross Worldwide provides answers to these questions and more.
Medical Procedure Insurance (for medical tourist/travelers) - Bordercross Policy
- Provides coverage which is either excluded or not found in standard Trip/Travel medical insurance plans
- Up to $50,000 in medical complications coverage, while you are abroad and when you return home
The insurance options have two coverage components. The first component covers standard trip cancellation, interruption, delay and baggage benefits, as well as acute medical conditions, emergency evacuation and 24 hour assistance for the patient and traveling companion, while on the journey. The second component covers the patient for medical complications incurred immediately during the procedure and 60 days thereafter, anywhere in the world, including the patient’s home country and the United States. More details on the Bordercross benefit plan components can be found in the policy here:
www.sevencorners.com/forms/BordercrossWorldwideMedicalTourismPlanCertificateofInsurance.pdf
How It Works
Everyone listed as a traveling companion of the patient, must purchase the travel insurance component. Only the person(s) receiving treatment must buy the complication insurance component. If two friends are going and both will receive cosmetic treatment, both must purchase the complication component. If two friends are going on the trip and only one is receiving cosmetic treatment, then only the person receiving the treatment must purchase the complication component, the friend just going along for the trip must purchase just the travel insurance component.
Schedule Of Benefits
The following Schedule of Benefits shows the Maximum Benefit Amounts available for this Policy:
| Benefit |
Per Person Limit |
| Trip Cancellation / Interruption |
Trip Cost to a maximum of: $40,000 (Trip Cost includes non-refundable prepaid expenses for Travel Arrangements and non-refundable prepaid deposits for Eligible Scheduled Medical Treatment) |
| Trip Delay / Missed Connection |
$500 |
Medical Expense for Acute Sickness or Accidental Injury which first manifests itself during the Insured Person(s)’ Trip
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$50,000 |
| Medical Expense for Covered Complication(s) which are a result of an Eligible Scheduled Medical Treatment |
Three Options of Medical Coverage: $10,000/$20,000/$50,000 Eligible Scheduled Medical Treatment (Covered Complications must occur within 60 days from the date of your Eligible Scheduled Medical Treatment) |
| Medical Evacuation/ Repatriation / Return of Remains |
$100,000 |
| Emergency Medical Evacuation Repatriation/ Repatriation of Remains Due to Covered Complication(s) from Eligible Scheduled Medical Treatment |
$50,000, Insured Person pays 20% Co-insurance |
| Lost Baggage / Personal Effects |
$1,000; $300 per article limit |
| Baggage Delay (Outward Journey Only) |
$200 |
| Emergency Dental Treatment as a result of an Accidental Injury to a sound natural tooth |
$750 |
| 24-Hour Accidental Death & Dismemberment |
$10,000 |
| Common Carrier Accidental Death & Dismemberment |
$25,000 |
| 24-Hour Travel Assistance Services |
Included |
Optional Flight Accident per Trip |
$100,000; $250,000; or $500,000 |
| Benefit Period for Covered Complication(s) |
180 days from the date of the Insured Person(s)’ Eligible scheduled medical treatment |
Who Is Eligible?
Worldwide Coverage is available to Individuals, ages 18-64, who have Eligible Scheduled Medical Treatment arranged outside of the Insured Person(s)’ Home Country. Eligible Scheduled Medical Treatment must be performed outside of the United States and provided through a Medical Tour Provider, Hospital and/or Facility. Please note that all Hospitals performing Eligible Scheduled Medical Treatment must be Joint Commission International (JCI) accredited. Medical Expenses as a result of a Covered Complication(s) must be approved and arranged by the Administrator. Covered Complication(s) treated inside of the United States must be performed in an approved United States PPO Facility.
If the treatment is inpatient (24 hours or more of hospitalization) the facility overseas must be JCI accredited. If it is an outpatient treatment, (less than 24 hours in hospital) then the overseas facility is not required to be JCI accredited.
In the case of treatment for a complication after surgery, the insured must utilize one of our PPO hospitals abroad, or our PPO network in the US. Treatment for a complication would not necessarily be in a JCI facility, it would be the facility that we are contracted with and we send the patient to.
Please see our list of current Eligible Scheduled Medical Treatments, which are eligible for Covered Complications medical benefits.
(The list is specific and does not cover all treatments, please view the brochure here)
Insured Person(s) must also include Family Member(s) and/or Traveling Companions, ages 0-80, who are accompanying the Insured Person(s) who has arranged Eligible Scheduled Medical Treatment. In order to receive any benefits for Cancellation, Family Member(s) and/or Traveling Companions must be enrolled and pay the appropriate Premium. Family Member(s) and/ or Traveling Companions who have also arranged to have Eligible Scheduled Medical Treatment must also purchase the additional Medical Expense for Covered Complication(s).
What Does It Provide?
Standard Trip Cancellation/Interruption protection for non-refundable prepaid expenses for travel arrangements, accommodations, and non-refundable prepaid deposits for Eligible Scheduled Medical Treatment which is performed outside the Medical Tourist/Travelers Home Country. Additional medical expense coverage for medical complications resulting from Eligible Scheduled Medical Treatment is available worldwide, including the Medical Tourist/Traveler’s Home Country and the United States.
The brochure describes highlights of the policy. These details provide complete information regarding the benefits, exclusions and limits of the policy. You are advised to read them carefully.
| NOTE: Medical Tourism coverage will not be afforded or valid UNLESS the Approved Scheduled Medical Treatment is listed. |
How do I find out more about Seven Corners Insurance?
For more information, please visit Seven Corners here. If you have any further questions, please contact our Client Consultants:
How do I get a quote?
Click on the image below for your quick and non-obligatory quote:
Approved Scheduled Cosmetic Treatments For Medical Complications Coverage:
DENTAL TREATMENTS
- Cast Partial Dentures
- Complete Dentures
- Composite Tooth Veneers
- Correct Irregular gum, tissue spaces
- Correct Irregular Shaped teeth (spaces between teeth, worn teeth or fractured teeth)
- Correction of Discolored Teeth (Bleaching Micro-abrasion, Tooth Re-contouring Veneers)
- Cosmetic Jaw Surgery
- Dental Bonding
- Dental Bridges
- Dental Caps
- Dental Implants
- Denture Implants
- Gold or Porcelain Crowns
- Oral Surgery
- Orthodontics, Braces - Metal / Invisible
- Porcelain Veneers
- Removal of Pulp, Root Canal
- Root Planning Periodontics
- Scaling and Polishing (preventative cleaning)
- Sensitive Tooth Treatment
- Tooth Contouring and Reshaping
- Tooth Extraction
- Tooth Fillings
- Tooth Whitening
- Treatment (Endodontics)
COSMETIC (NECK & FACE)
- Augmentation Rhinoplasty (Nose)
- Botox Injection
- Brow Lift
- Cheek Augmentation (Implants)
- Chemical Peel
- Chin Augmentation (Implants)
- Cleft Lip Repair
- Cleft Palate Repair
- Dermabrasion
- Ear Lobe Repair
- Ear Surgery (Otoplasty)
- Endoscopic Brow Lift
- Eyelids: Upper and Lower Blepharoplasty
- Face Lift (Face and Neck)
- Face Lift (Face, Neck and Upper and/or Lower Blepharoplasty)
COSMETIC (BODY)
- Abdominoplasty
- Abdominoplasty (Tummy Tuck)
- Body Contouring
- Brachioplasty (Arm Lifts)
- Breast Augmentation (Mammaplasty)
- Breast Biopsy
- Breast Lift (Mastopexy)
- Breast Reconstruction
- Breast Reduction (Mammaplasty)
- Buttock Implants
- Inverted Nipple Correction
- Liposuction: Abdomen
- Liposuction: Arms and Calves
- Liposuction: Circumferential Thighs and Buttocks
- Lower Body Lift (Belt Lipectomy)
- Male Breast Reduction (Gynecomastia)
- Mastectomy (Removal of one or both breasts), no cancer present
- Partial Mastectomy (lump removal)
- Thigh Lift
See the complete list of Approved Scheduled Medical Treatments For Medical Complications Coverage here.
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